Blue Community Silver HMO

Which medical plans are best for you? Use New Mexico Plan Comparison Tool 2021 to find out.

Plan id 75605NM0390092-03
CSR Variation Type Limited Cost Sharing Plan Variation
Insurance Company What is this? Blue Cross and Blue Shield of New Mexico
Plan Type What is this? HMO
Plan Metal Level What is this? Silver
Link to Plan's Doctor Directory What is this? View Plan's Doctor Directory
List of Hospitals in Plan's Network Show Hospitals
Summary of Benefits and Coverage What is this? View Summary of Benefits and Coverage
Estimated Monthly Premium Savings (APTC) What is this?
Monthly Premium Cost after Subtracting the Estimated Subsidy
(Subsidies are not available for Catastrophic Plans)
Cost in a Good Year: Estimated Yearly Cost to You if Your Health Care Usage is Low
(for Very Healthy Consumers "Low" is Defined as Only Preventive Care) What is this?
Your Chances of Having a Good Year--a Year with No More Than Low-Usage What is this?
Cost in an Average Year: Average for People Like You What is this?
Cost in a Bad Year: Estimate for People Like You in a High-Health Care Usage Year What is this?
Your Chances of Having a Bad Year--a Year with Very High Usage What is this?
Actual Maximum Out-of-Pocket (includes premiums) What is this?
Benefits and Coverage (assuming you use preferred providers) expand

(Note: For a more detailed and accurate explanation of the benefits offered by this plan please refer to the Summary of Benefits and Coverage [SBC]. The benefits are described in more detail in the SBC and it will include additional information about those benefits. Some nuances about the benefits like visit limits and other details are not listed below. You should refer to the SBC for those details about the plan. Click on the "View Summary of Benefits and Coverage" link above to view the SBC.)

In-Network Deductible What is this?
(Note: Unless excepted in the plan's benefit description, you must pay all the costs up to the deductible amount before the plan begins to pay for covered services you use. There may be additional details about the deductible that are not shown below. Please refer to the SBC for additional details.)
$1,600
Extra Deductible for Drugs What is this?
Doctor Visits
Doctor Visit - Preventive Care No Charge
Doctor Visit - Primary Care $10 Copay
Doctor Visit - Specialist 40% Coinsurance after deductible
Doctor Visit - Well Baby Visits and Care $10 Copay
Other Practitioner Office Visit (Nurse, Physician Assistant) 40% Coinsurance after deductible
Hospital
Inpatient Hospital Facility $850 Copay per Stay with deductible
Inpatient Hospital Physician/Surgeon 40% Coinsurance after deductible
Outpatient Hospital Facility $600 Copay with deductible
Outpatient Hospital Physician/Surgeon $200 Copay with deductible
Inpatient Maternity Services $850 Copay with deductible
Emergency
Emergency Room Services $750 Copay with deductible
Emergency Medical Transportation 40% Coinsurance after deductible
Urgent Care Centers or Facilities $15 Copay
Drugs
Plan's Drug Formulary What is this? View Plan's Drug Formulary
Generic Drug on Formulary in a Local Pharmacy No Charge
Preferred Brand Drug on Formulary in a Local Pharmacy 30% Coinsurance after deductible
Non-Preferred Brand Drug on Formulary in a Local Pharmacy 35% Coinsurance after deductible
Specialty Drug on Formulary in a Local Pharmacy 45% Coinsurance after deductible
Tests & Imaging
Diagnostic Tests (Blood work) $25 Copay
X-Rays $100 Copay
Imaging (CT/PET Scans, MRI, etc) 30% Coinsurance after deductible
Mental/Behavioral Health
Mental/Behavioral Health Inpatient Services $850 Copay per Stay with deductible
Mental/Behavioral Health Outpatient Services 30% Coinsurance after deductible
Substance Use Disorder Inpatient $850 Copay per Stay with deductible
Substance Use Disorder Outpatient 30% Coinsurance after deductible
Vision/Hearing Aids
Routine Eye Exam for Child No Charge
Eye Glasses for Child No Charge
Routine Eye Exam - Adult
Hearing Aids 40% Coinsurance after deductible
Child Dental Coverage
Dental Check-Up for Children
Basic Dental Care – Child
Major Dental Care – Child
Orthodontia – Child
Adult Dental Coverage
Basic Dental Care – Adult
Major Dental Care – Adult
Orthodontia – Adult
Accidental Dental 40% Coinsurance after deductible
Home and Nursing Care
Home Health Care Services 40% Coinsurance after deductible
Skilled Nursing Care - Facility 40% Coinsurance after deductible
Rehabilitative and habilitative services
Habilitation Services 40% Coinsurance after deductible
Outpatient Rehabilitation Services 40% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy 40% Coinsurance after deductible
Rehabilitative Speech Therapy 40% Coinsurance after deductible
Other Services What is this?
Is HSA Eligible? No
Allergy Testing 40% Coinsurance after deductible
Chemotherapy 40% Coinsurance after deductible
Chiropractic 40% Coinsurance after deductible
Diabetes Education 40% Coinsurance after deductible
Dialysis 40% Coinsurance after deductible
Durable Medical Equipment 40% Coinsurance after deductible
Hospice Service 40% Coinsurance after deductible
Infusion Therapy $100 Copay
Nutritional Counseling 40% Coinsurance after deductible
Prosthetic Devices 40% Coinsurance after deductible
Radiation 40% Coinsurance after deductible
Reconstructive Surgery 40% Coinsurance after deductible
Routine Foot Care
Treatment for Temporomandibular Joint Disorders 40% Coinsurance after deductible
Transplant 40% Coinsurance after deductible
Weight Loss Programs
Wellness Programs What is this?
Asthma Program Available
Heart Disease Program Available
Depression Program Available
Diabetes Program Available
High Blood Pressure & Cholesterol Program Available
Low Back Pain Program Available
Pain Management Program Available
Pregnancy Program Available
Weight Loss Programs Not Available
Out-of-Network - See Summary of Benefits and Coverage What is this? View Summary of Benefits and Coverage
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